Hello Actual Budgeters! Another year has gone by with many fixes and upgrades to Actual. Let's look back over the year and also look at what's to come.

This release contains the following notable improvements, along with numerous fixes:

• Experimental: Crossover report for tracking progress towards financial independence.
• Experimental: Add force reload button to settings to force update the budget client.
• Add ability to quickly create single instance schedules from the account ledger.
• Add running balance on mobile account view.
• Add CTRL/CMD+Enter keyboard command for entering only a single new transaction on desktop.

Actual has started receiving what can only be described as AI slop — pull requests and issues generated entirely by automated systems with no human involvement. These require the same amount of triage and review time as genuine contributions, but add no value. Every minute spent dealing with machine-generated junk is time not spent improving Actual itself.

This release contains the following notable improvements, along with numerous fixes:

• Add a mobile view for the bank sync settings page
• Add a new delete rule action
• Experimental feature: expand the currencies available and where they are displayed
• Experimental feature: formula card and rule/report formulas

Note: We are dropping support for Node versions older than 22 in this release. If you are using one of these versions of Node you will need to upgrade to at least Node 22.

Three months ago, we launched an experiment: using community donations to directly support the people who keep this project running. The idea was simple — compensate core contributors for the invisible but essential work of reviewing pull requests, triaging issues, and preparing releases.

Today, we’re excited to share that the trial has been a success. 🎉

Thanks to your feedback, patience, and ongoing support, we’ve ironed out the kinks in the system, resolved bugs in the points tracking process, and proven that this model is both fair and sustainable.

As a result: we’re making contributor payments permanent.

This release contains the following improvements, along with numerous fixes:

• Add a mobile view for the payees page
• Add API endpoints for interaction with schedules
• Expand the range of display currencies available
• Introduce a graph to show balance over time on account pages

This release contains the following improvements, along with numerous fixes:

• Add a mobile view for the rules page
• Show experimental budget currency on reports page
• Release experimental Pluggy.ai bank connector

This release contains the following notable improvements:

• Add a dedicated page for managing transaction tags
• New experimental feature to display currency in some areas of the app
• Upgraded keyboard shortcut help menu

This release contains the following improvements:

• Fix the amount input in the rules and schedules page not allowing decimals

This release has many notable improvements. Some highlights:

• Select income categories to automatically hold for next month
• Show bank-sync balances when reconciling accounts
• Open a command bar with Ctrl-K (Cmd-K on Mac)

As of this release we are also now publishing nightly versions of all the NPM packages, giving more consistency for anyone testing features before they are released.