Frequently Asked Questions
Q. Can I use the mobile apps with my self hosted version of Actual?
A. Unfortunately, the mobile applications are deprecated. However, you can still access Actual through its web version, which functions as a native application with a responsive layout.
Q. Can I sync my bank to Actual automatically?
A. Yes, certain banks are now supported, you can find the documentation here
Q. Can I import my Actual Budget from the hosted instance of Actual to my Self Hosted version
A. Yes, this has been added to the web version recently, see our documentation on migrating from the subscription service.
Q. How do I update my version of Actual after it has been updated?
A. That depends how you’re hosting it.
- PikaPods seems to refresh their image automatically.
- Actual builds and publishes an updated docker image with each release.
- If you’re on Fly.io we have a guide for that too.
Q. I have deployed actual to Fly.io but I am being charged, why is this?
A. While we wouldn’t know for certain without seeing your configuration, it is likely that during deployment you created a Postgres database. Actual doesn’t need this so you can just delete it and charges should then stop.
Q. I'm new to budgeting and learned with nYNAB. I'm not completely clear on how to handle credit cards. I largely charge almost everything to them for rewards and pay off in full. How do I track what's available/budgeted for per payment?
A. So here's a way to think about it that may be helpful: When you "give every dollar a job," we need to define what dollars we're talking about.
In nYNAB's view, the dollars you're giving jobs to are the dollars you have in your cash accounts; some of them have the job of paying off your credit card. So when you go to make a credit card payment, you draw from that category; when you make a purchase on the card, you need to move an equivalent amount into the payment category.
In Actual's view, credit cards are equal to your bank accounts, but they contain negative dollars. What you budget is the net number of dollars you have -- cash minus debt. When you spend on the credit card, you're spending money by adding negative dollars into the mix, and the money leaves your categories.
When you pay on the card, you're letting positive dollars and negative dollars touch each other -- they go poof but don't change your budget because the number of total dollars hasn't changed.
Where Actual gets more complicated is if you're carrying a balance you can't afford to pay off yet. In that case, you need to keep some negative dollars from touching positive dollars by sticking them in a category. Actual's default assumption is that you can pay off any card in full at any time and not touch your budget to do it. (Credit: evequefou)