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The simplest way to use Actual is to download the desktop application. This will give you access to all of Actuals budgeting features. For a breakdown of what features require a server in addition to the base app see the Installation Guide.

Desktop Client

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WindowsMacLinux (Appimage)Linux (Flatpak)

Server Download

Actual has two parts, the client and a sync server. The primary task of the sync server is to sync your budget between devices, and to enable bank syncing. We have a full write up of if you need a server or not. We also have install guides on how to set up the server in the following ways