Effective Date: 13 Jan 2024
1. Information We Collect:
1.1 User-Provided Information:
- Actual Budget does not require any personal information for its basic functionality.
- If you choose to enable optional end-to-end encryption, your encryption key is generated locally on your device, and we do not have access to it.
1.2 Automatically Collected Information:
- Actual Budget does not collect any data automatically, and no tracking mechanisms are employed.
2. How We Use Your Information:
2.1 App Functionality:
- Your financial data is stored locally on your device and is not transmitted or stored on our servers.
- Multi-device sync is facilitated through secure, direct communication between your devices and your server (if you have set-it up) without involving any third-party servers.
2.2 Optional End-to-End Encryption:
- If you choose to enable end-to-end encryption, your financial data is encrypted on your device before transmission, and only devices with the correct encryption key can decrypt and access the information.
3. Data Ownership:
3.1 You Own Your Data:
- We believe in empowering users. You own your financial data, and we do not access, store, or use it for any purpose.
3.2 Data Portability:
- You can export your data from Actual Budget at any time, giving you the flexibility to move your information wherever you choose.
4.1 Local Storage:
- Your financial data is stored securely on your device. We do not upload or store your data on external servers.
4.2 Optional Encryption:
- If you choose to enable end-to-end encryption, your data is further secured with a key known only to you.
6. Contact Us: